Send article as PDF If you’re struggling with credit card debt, it makes sense that you want to pay it off quickly. The faster it is paid off, the better your credit. The faster it is paid off, the faster you can focus on saving money. The faster it is paid off, the sooner you can enjoy one less stressor. However, paying it down fast may not be your primary goal. You may, [...] Read more »
How to Improve Credit Score Part 10
Send article as PDF Continued from How to Improve Credit Score Part 9 here 91. Debt management groups that charge fees work for you: This is a simple example of follow the money. Companies work for the people who pay them. If you go to a fee-charging debt managing group they work for you and will often try to get your debt reduced through a debt settlement plan as an alternative to bankruptcy. [...] Read more »
How to Improve Credit Score Part 9
Send article as PDF Continued from How to Improve Credit Score Part 8 here 81. Once something goes to collections the original creditor doesn’t have it: It’s no secret that most people don’t like collection agencies. Some people so dislike them that they won’t deal with them and insist on going to their original creditor. The problem with this approach is that creditors generally sell your debt to the collection agencies, and once [...] Read more »
How to Improve Credit Score Part 8
Send article as PDF Continued from How to Improve Credit Score Part 7 here 71. Apply for reduced lunches at school for your kids: If you’re working on either rebuilding your credit or reducing debt, you probably don’t have a lot of money. If you qualify you not only save by paying less for your children’s lunches at school, but it will also lower your grocery bills. The less you have to spend [...] Read more »
How to Improve Credit Score Part 7
Send article as PDF Continued from How to Improve Credit Score Part 6 here 61. Learn to barter: Just as you can save money by doing things yourself, you can also save money by doing things for neighbors, especially if they have skills or tools you lack. Maybe you can fix the neighbor’s computer and they can work on your car? It doesn’t really matter which skills you have so long as you [...] Read more »